Loan Pre-Qualification

If you are planning to use a home loan, it’s very important to have a Pre-Qualification Letter from your bank. This will greatly improve your bargaining position and the probability that your offer will be successful.

You will need to provide to the bank supporting documents in order to be properly evaluated.

Here is a list of some of the documents you will need to get started:

  • Identification – Driver’s License
  • Completed bank mortgage/credit application
  • Proof of income – Most recent Check Stubs, and two years of tax returns
  • An honest disclosure of your outstanding obligations/bills

At this point the bank will provide to you a Good Faith Estimate of how much of a loan you can qualify for. Now you will know how much of a home, condo or land you can buy. Now contact us for assistance. We are happy to show you properties that meet your needs and budget.


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